First-Time Home Buyer's Guide
Buying your first home is an exciting but complex journey. Here's what you need to know:
Getting Started:
• Assess your financial situation
• Save for a deposit
• Understand your borrowing capacity
Key Steps in the Process:
• Getting pre-approval
• House hunting
• Making an offer
• Legal requirements
• Settlement process
Government Assistance:
• First Home Grant
• First Home Loan
• KiwiSaver withdrawal
Tips for Success:
• Work with experienced professionals
• Do thorough research
• Don't rush the process
Remember, a mortgage broker can guide you through this journey and help you find the best loan options.